Access to broadband for all Americans is urgent. Read more about how our Student Freedom Initiative (SFI) has developed a repeatable model to address the digital divide in communities hosting HBCUs starting with Orangburg South Carolina. Learn More.

Income-Contingent Alternative

Income-Contingent Alternative

We offer eligible students an income-contingent alternative to Parent Plus and private loans via our Student Freedom Agreement. In exchange for funding, students agree to make payments that are based on what they earn after leaving college. The student-centric terms of our Student Freedom Agreement offers students a number of financial and non-financial benefits, and all funds received under these arrangements are recycled back into our program for future students.